If you drive someone else’s vehicle then you will not be covered by their (the main driver) motor insurance policy – you must become a named driver on their policy. As a named driver you will be given the same level of cover as the vehicle's main driver. Named driver policies are only appropriate if the named driver is not the main driver (main user) or the owner of the vehicle. Named drivers should be Missing: direct line. Direct Line general insurance policies are underwritten by U K Insurance Limited. Registered office: The Wharf, Neville Street, Leeds LS1 4AZ Registered in England and Wales No U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation www.doorway.rug: driver. · So, if the main driver bought a fully comprehensive policy, the named drivers will also be covered with fully comp insurance. Does the named driver need to live at the same address as the main driver? No, you can purchase car insurance as a named driver even if you live at a different address to the main driver. Does a named driver need their own insurance? Whether you are a Estimated Reading Time: 10 mins.
Updated on: 20 July If you don’t own a car but regularly drive someone else’s – perhaps your partner’s, or maybe you borrow your mum’s every week – then you can have your name put on their car insurance, usually quite easily. This means that you'll become a named driver on that person’s car insurance policy and you'll be. I've read the replies, but am confused about my own insurance. I have a fully comp policy (Direct Line) and my wife is my named driver. She has a fully comp policy (Direct Line) and I am her named driver. We do this as we use each other's car regularly. I am now a bit worried! Are we only insured 3rd party when we do this?. So, if the main driver bought a fully comprehensive policy, the named drivers will also be covered with fully comp insurance. Does the named driver need to live at the same address as the main driver? No, you can purchase car insurance as a named driver even if you live at a different address to the main driver. Does a named driver need their own insurance? Whether you are a named driver or not, you will need insurance for every vehicle that you drive.
direct line have still got the can drive any car not owned by policy holder or spouse part in their fully comp policy on domestic cars. I how ever cannot get. Even those companies that do provide so-called “driving other cars” (DOC) or “driving other vehicles” (DOV) cover as part of their comprehensive. Short-term car insurance policies are usually for fully comprehensive cover, car without having to be added to their policy as an additional driver.
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